The Tsans are a couple in their early sixties that have decided to retire early based on their high savings rate. While they live a frugal lifestyle, they love to travel and spend time enjoying themselves with friends and family. Though they’re already taking distributions from their retirement accounts, they would still like to help their grown children financially with contributions toward housing, weddings, and grandkids.
The Tsans are in a classic Distribute & Deploy phase. Their Halbert Hargrove advisor is helping them balance and diversify their investments while shifting their portfolio toward the least risk necessary in order to reach their funding goals.